Bad Boy Mowers Financing Offers

Apple Farm Service is proud to partner with Sheffield Financial, a division of Truist Bank, to bring you flexible financing options on new Bad Boy Mowers. All offers valid November 1, 2025 – January 31, 2026, subject to credit approval.

Zero Interest for 120 Days + No Payment for 150 Days

• 5.49% for 48 Months [5.56% APR]
• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $177.85 × 48 months.
  No interest for 120 days, no payment for 150 days.

Zero Interest for 120 Days + No Payment for 150 Days

• 6.49% for 60 Months [6.43% APR]
• Minimum Purchase: $2,500 | Term: 60 Months | Fee: $150
  Example: $7,500 financed = $149.62 × 60 months.
  No interest for 120 days, no payment for 150 days.

0% for 36 Months [1.29% APR]

• Minimum Purchase: $1,500 | Term: 36 Months | Fee: $150
  Example: $7,500 financed = $212.50 × 36 months.

0% for 48 Months [0.98% APR]

• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $159.38 × 48 months.

0% for 60 Months [0.78% APR]

• Minimum Purchase: $2,500 | Term: 60 Months | Fee: $150
  Example: $7,500 financed = $127.50 × 60 months.

0.99% for 48 Months [1.97% APR]

• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $162.61 × 48 months.

1.99% for 48 Months [2.97% APR]

• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $165.93 × 48 months.

1.99% for 60 Months [2.89% APR]

• Minimum Purchase: $2,500 | Term: 60 Months | Fee: $150
  Example: $7,500 financed = $134.06 × 60 months.

3.99% for 60 Months [4.79% APR]

• Minimum Purchase: $2,500 | Term: 60 Months | Fee: $150
  Example: $7,500 financed = $140.80 × 60 months.

4.99% for 48 Months [5.98% APR]

• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $176.50 × 48 months.

5.99% for 60 Months [6.80% APR]

• Minimum Purchase: $2,500 | Term: 60 Months | Fee: $150
  Example: $7,500 financed = $143.84 × 60 months.

8.99% for 12 Months [10.29% APR]

• Minimum Purchase: $500 | Term: 12 Months | Fee: $50
  Example: $7,500 financed = $660.39 × 12 months.

10.99% for 24 Months [12.96% APR]

• Minimum Purchase: $1,500 | Term: 24 Months | Fee: $150
  Example: $7,500 financed = $356.43 × 24 months.

12.99% for 36 Months [14.36% APR]

• Minimum Purchase: $1,500 | Term: 36 Months | Fee: $150
  Example: $7,500 financed = $257.65 × 36 months.

14.99% for 48 Months [16.06% APR]

• Minimum Purchase: $1,500 | Term: 48 Months | Fee: $150
  Example: $7,500 financed = $212.80 × 48 months.

Sub-Prime Program

• 10.99% for 36 Months [12.35% APR]
• Minimum Purchase: $1,500 | Term: 36 Months | Fee: $150
  Example: $7,500 financed = $250.36 × 36 months.
  Designed for buyers with credit scores ≥ 640.

Important Details

-All financing programs are provided through Sheffield Financial, a division of Truist Bank, Member FDIC.
-Offers are subject to credit approval and based on creditworthiness.
-Minimum bureau risk score requirements range from 640–700 depending on offer.
-Minimum financed amount $500; maximum $75,000.
-An origination fee of $150 ($50 for 12-month terms) is included in the amount financed.
-Programs valid on qualified Bad Boy units purchased from participating dealers between 11/1/2025 and 1/31/2026.

Offers subject to change without notice.

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Bad Boy Tractor Financing!

Partnered with Sheffield Financial (Truist Bank, Member FDIC). Valid on qualified purchases Nov 1, 2025 – Jan 31, 2026, Subject to credit approval.

0% for 60 Months [0.78% APR]

• Min Purchase: $2,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 = $127.50 × 60.

0% for 72 Months [0.65% APR]

• Min Purchase: $7,500 • Term: 72 mo • Doc Fee: $150
  Example: $7,500 = $106.25 × 72.

0% for 84 Months (1022H only) [1.35% APR]

• Min Purchase: $12,000 • Term: 84 mo • Doc Fee: $150
  Example: $12,000 = $149.77 × 84.

0.99% for 84 Months [0.35% APR]

• Min Purchase: $12,000 • Term: 84 mo • Doc Fee: $150
  Example: $12,000 = $144.65 × 84.

4.99% for 84 Months [5.36% APR]

• Min Purchase: $12,000 • Term: 84 mo • Doc Fee: $150
  Example: $12,000 = $171.65 × 84.

6.99% for 24 Months [8.95% APR]

• Min Purchase: $2,500 • Term: 24 mo • Doc Fee: $150
  Example: $7,500 = $342.47 × 24.

6.99% for 36 Months [8.33% APR]

• Min Purchase: $2,500 • Term: 36 mo • Doc Fee: $150
  Example: $7,500 = $236.16 × 36.

6.99% for 48 Months [8.01% APR]

• Min Purchase: $2,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $183.14 × 48.

7.49% for 60 Months [8.32% APR]

• Min Purchase: $2,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 = $153.24 × 60.

7.49% for 72 Months [8.20% APR]

• Min Purchase: $7,500 • Term: 72 mo • Doc Fee: $150
  Example: $7,500 = $132.22 × 72.

7.49% for 84 Months [7.87% APR]

• Min Purchase: $12,000 • Term: 84 mo • Doc Fee: $150
  Example: $12,000 = $186.27 × 84.

12.99% for 36 Months [14.36% APR]

• Min Purchase: $2,500 • Term: 36 mo • Doc Fee: $150
  Example: $7,500 = $257.65 × 36.

14.99% for 48 Months [16.06% APR]

• Min Purchase: $2,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $212.80 × 48.

Sub-Prime Program – 10.99% for 36 Months [12.35% APR]

• Min Purchase: $2,500 • Term: 36 mo • Doc Fee: $150
  Example: $7,500 = $250.36 × 36.

Important Details

• Financing via Sheffield Financial, a division of Truist Bank, Member FDIC.
• Offers based on creditworthiness and minimum bureau score requirements (typically 640–700, varies by plan).
• Minimum financed: $2,500–$12,000 (by plan) • Maximum: $75,000.
• A $150 origination/documentation fee (included in amount financed) applies.
• Valid on qualified units purchased 11/1/2025–1/31/2026 from participating dealers.
• Programs may change without notice. See dealer for eligibility and full terms.

Bad Boy Bandits!

Bad Boy’s Bandits can get you where you need to be, with style, speed, and comfort! Apple Farm Service is happy to pass along Bad Boy’s Financing program to help you get your bandit!

Ride NOW, Pay LATER! 4.99% for 48 Months [5.13% APR]

• Promo: $0 interest for 120 days • No payment for 150 days
• Min Purchase: $1,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 → $0 down, then $176.11 × 48.

Ride NOW, Pay LATER!5.49% for 60 Months [5.55% APR]

• Promo: $0 interest for 120 days • No payment for 150 days
• Min Purchase: $2,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 → $0 down, then $149.61 × 60.

0.99% for 42 Months [2.11% APR]

• Min Purchase: $1,500 • Term: 42 mo • Doc Fee: $150
  Example: $7,500 = $185.39 × 42.

1.99% for 48 Months [2.97% APR]

• Min Purchase: $1,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $165.93 × 48.

1.99% for 60 Months [2.89% APR]

• Min Purchase: $1,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 = $134.06 × 60.

3.99% for 48 Months [4.98% APR]

• Min Purchase: $1,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $172.63 × 48.

3.99% for 60 Months [4.79% APR]

• Min Purchase: $2,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 = $140.80 × 60.

4.99% for 48 Months [5.98% APR]

• Min Purchase: $1,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $176.05 × 48.

4.99% for 60 Months [5.80% APR]

• Min Purchase: $2,500 • Term: 60 mo • Doc Fee: $150
  Example: $7,500 = $144.26 × 60.

5.99% for 72 Months [6.34% APR]

• Min Purchase: $15,000 • Term: 72 mo • Doc Fee: $150
  Example: $15,000 = $251.02 × 72.

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Short-Term / Other Options

8.99% for 12 Months [10.29% APR]

• Min Purchase: $500 • Term: 12 mo • Doc Fee: $50
  Example: $7,500 = $660.39 × 12.

10.99% for 24 Months [12.96% APR]

• Min Purchase: $1,500 • Term: 24 mo • Doc Fee: $150
  Example: $7,500 = $356.43 × 24.

12.99% for 36 Months [14.36% APR]

• Min Purchase: $1,500 • Term: 36 mo • Doc Fee: $150
  Example: $7,500 = $257.65 × 36.

14.99% for 48 Months [16.06% APR]

• Min Purchase: $1,500 • Term: 48 mo • Doc Fee: $150
  Example: $7,500 = $212.80 × 48.

Sub-Prime Program- 10.99% for 36 Months [12.35% APR]

• Min Purchase: $1,500 • Term: 36 mo • Doc Fee: $150
  Example: $7,500 = $250.36 × 36.

Important Details

• Financing via Sheffield Financial, a division of Truist Bank, Member FDIC.
• Offers depend on creditworthiness and minimum bureau score thresholds (typically 640–700, varies by plan).
• Minimum financed: $500–$15,000 (by plan) • Maximum: $75,000.
• A $150 (or $50 for 12-mo plan) origination/documentation fee is included in the amount financed.
• Valid on qualified Bad Boy Bandit UTV purchases 11/1/2025–1/31/2026 from participating dealers.
• Programs may change without notice. See dealer for eligibility, product qualification, and full terms.