0% and low rate options with plenty of terms to match your budget for a new Bad Boy Tractor.

0% for 60 Months [0.78% APR*]

Minimum Purchase Requirement $2,500 Interest Rate 0%, Term 60 Months Loan Documentation Fee $150

*Example: On amount financed of $7,500, your Down Payment is $0.00 with 60 monthly payments of $127.50 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 0.78% (E)].


0% for 72 Months [0.65% APR*]

Minimum Purchase Requirement $7,500, Interest Rate 0%, Term 72 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your Down Payment is $0.00 with 72 monthly payments of $106.25 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 0.65% (E)].


0% for 84 Months [0.35% APR*] on 1022H Only

Minimum Purchase Requirement $12,000, Interest Rate 0%, Term 84 Months, Loan Documentation Fee $150

*Example: On amount financed of $12,000, your Down Payment is $0.00 with 84 monthly payments of $144.65 each. Interest rate is 0.00% [ANNUAL PERCENTAGE RATE is 0.35% (E)].


0.99% for 84 Months [1.35% APR*]

Minimum Purchase Requirement $12,000, Interest Rate 0.99%, Term 84 Months, Loan Documentation Fee $150

*Example: On amount financed of $12,000, your down payment is $0.00 with 84 monthly payments of $149.77 each. Interest Rate is 0.99% [ANNUAL PERCENTAGE RATE is 1.35% (E)].


4.99% for 84 Months [5.36% APR*]

Minimum Purchase Requirement $12,000, Interest Rate 4.99%, Term 84 Months, Loan Documentation Fee $150

*Example: On amount financed of $12,000, your down payment is $0.00 with 84 monthly payments of $171.64 each. Interest Rate is 4.99% [ANNUAL PERCENTAGE RATE is 5.36% (E)].


4.99% for 96 Months [5.12% APR*]

Minimum Purchase Requirement $30,000 Interest Rate 4.99%, Term 96 Months, Loan Documentation Fee $150

*Example: On amount financed of $30,000, your down payment is $0.00 with 96 monthly payments of $381.49 each. Interest Rate is 4.99% [ANNUAL PERCENTAGE RATE is 5.12% (E)].


6.49% for 24 Months [8.43% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 6.49%, Term 24 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 24 monthly payments of $340.67 each. Interest Rate is 6.49% [ANNUAL PERCENTAGE RATE is 8.43% (E)].


6.49% for 36 Months [7.81% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 6.49%, Term 36 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $234.38 each. Interest Rate is 6.49% [ANNUAL PERCENTAGE RATE is 7.81% (E)].


6.49% for 48 Months [7.50% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 6.49%, Term 48 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $181.34 each. Interest Rate is 6.49% [ANNUAL PERCENTAGE RATE is 7.50% (E)].


6.99% for 60 Months [7.82% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 6.99%, Term 60 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 60 monthly payments of $151.41 each. Interest Rate is 6.99% [ANNUAL PERCENTAGE RATE is 7.82% (E)].


6.99% for 72 Months [7.69% APR*]

Minimum Purchase Requirement $7,500, Interest Rate 6.99%, Term 72 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 72 monthly payments of $130.36 each. Interest Rate is 6.99% [ANNUAL PERCENTAGE RATE is 7.69% (E)].


6.99% for 84 Months [7.60% APR*]

Minimum Purchase Requirement $12,000, Interest Rate 6.99%, Term 84 Months, Loan Documentation Fee $150

*Example: On amount financed of $12,000, your down payment is $0.00 with 72 monthly payments of $115.40 each. Interest Rate is 6.99% [ANNUAL PERCENTAGE RATE is 7.60% (E)].


12.99% for 36 Months [14.36% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 12.99%, Term 36 Months, Loan Documentation Fee$150

*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $257.65 each. Interest Rate is 12.99% [ANNUAL PERCENTAGE RATE is 12.96% (E)].


14.99% for 48 Months [16.06% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 14.99%, Term 48 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 48 monthly payments of $212.80 each. Interest Rate is 14.99% [ANNUAL PERCENTAGE RATE is 16.06% (E)].


Sub-prime Program
10.99% for 36 Months [12.35% APR*]

Minimum Purchase Requirement $2,500, Interest Rate 10.99%, Term 36 Months, Loan Documentation Fee $150

*Example: On amount financed of $7,500, your down payment is $0.00 with 36 monthly payments of $250.36 each. Interest Rate is 10.99% [ANNUAL PERCENTAGE RATE is 12.35% (E)].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Bureau risk score alone does not guarantee rate eligibility; other underwriting criteria may apply. Minimum amount financed $12000.00; Maximum amount financed $75,000.00. Other qualifications and restrictions may apply. An Origination Fee of $150.00 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 5/1/2026 and 7/31/2026. Offer subject to change without notice [“E” means estimate”].

Special runs from: 

05/01/2026

till: 

07/31/2026

NOTE: All Service Calls/Repairs & Parts Runs after normal business hours will incur an “After-Hours” charge to the customer.

Our Covington Location

AFTER HOURS EMERGENCY NUMBERS:
Parts – (937) 679-6495
Service – (937) 916-9067

Our Botkins Location

Our West College Corner Location

Our Mechanicsburg Location

Our Washington Court House Location

We Are Closed Today

But Our Website is OPEN

Today Only!

15% OFF ECHO UNITS!

When you use promo code:

ECHO15

Code expires at 11:59PM on 4/25/25

10% OFF Toys & Gifts

Ends on December 28th, 2024

Close Me

The Spring Sale is Running Now!

10% OFF Parts | Toys | Gifts | Apparel

10% off most parts. Must pay with credit card, check, cash, or Productivity Plus. Runs 2/16/26 – 3/6/26.

Want to Save 20% on Your Case IH & New Holland Parts?